The Support U Need. Every Step of the Way.

An Account Built Just for U Open an Account


At UFCU, we understand that your financial goals are as unique as you are. That’s why we’re committed to providing personalized guidance, tailored products, and comprehensive services to help you achieve them.

When you open a Simply U account at UFCU, you’re not just another number — you become a Member with access to the following benefits and more:

  • Contactless instant-issue VISA® Debit Cards and replacements
  • New Bobcat Debit Card design now available!
  • Spend only what you deposit, ensuring no costly overdraft or interest fees
  • No monthly fee or minimum balance requirements
  • Convenient branch in the LBJ Student Center, another San Marcos area branch, and 22 Austin Metro-area locations
  • Access to 9 fee-free ATMs on campus and 55,000+ nationwide via Allpoint
  • Access your UFCU account at over 5,00 shared branches nationwide
  • Online Banking & Mobile app to manage your account, transfer money, and pay bills — anytime, anywhere
  • Direct Deposit to get your paycheck up to two days early
  • Expert support for all your financial needs and questions

Join UFCU today and experience banking that’s personalized, just for you.

Open an Account

Contact Us


All UFCU Locations

(800) 252-8311 · (512) 467-8080


Official Credit Union Sponsor of Texas State Athletics



Your Path to Financial Success Starts Here


Right Where U Need Us

Need a notary or other in-person services? Drop by one of our four convenient campus locations. Need cash on the go? Stop at a fee-free ATM near you.

Find an ATM

No Fees, No Problems

With no monthly fee or overdraft fees, Simply U™ is our commitment to providing a straightforward, hassle-free banking experience.

Enjoy Worry-Free Spending

Questions? We Have U Covered

Schedule a one-hour consultation with a UFCU representative to get support with budgeting, credit counseling, planning for the future, and more.

Come See Us


What’s a Credit Union?

Unlike big banks, where profits benefit corporate interests, at UFCU – it’s our Members who call the shots. Your success is our success.

Get the Credit Union Difference

U Deserve Some Credit

Building a solid credit history shouldn’t be complicated. Our Credit Builder Loans are designed to help you get there, step by step.

Apply Now

Support in Your Corner

Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.

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